Emergency Road Service Insurance is designed to provide financial assistance, technicians, or professional help for minor emergencies while you are on a trip. It is inexpensive—often less than $100.00 per year.
Emergency Road Service Insurance provides you with help for those common mishaps such as running out of fuel, towing, or flat-tire service—but not normal maintenance items. For example, on a large motorhome, it would be extremely rare for anyone to have the tools with them to enable them to change a tire. It is also rare that you would even carry a spare. Therefore, the service is invaluable—especially for the cost. But, as always, read what you are paying for before you buy.
Here are some of the more commonly covered services:
Notice the use of the phrase “may include” numerous times in the bullet points above. Various RV organizations, some dealers, and some manufacturers sell (or resell) these policies. Check directly with the policy before you make the purchase to really see what coverage you are getting.
Buying This Insurance
There are a number of companies that sell the Emergency Road Service insurance. Some common “car” insurance companies offer several of the services listed above. Those that specialize in RV Emergency Road Service insurance include Good Same Roadside Assistance, The American Automobile Association (AAA), Allstate Insurance, The Better World Club, The Paragon Motor Club, and Progressive Insurance Company.